Presumably most of the owners have experienced no formal parking lot, a vehicle can only be temporarily parked on the roadside, often worry about the car is scratched, or some novice rider who tend to be sloppy, not careful it is easy to hit someone else's car, in particular, the driver sometimes handled badly body length will be such cases.

If the car is really hit the rub, the first time how do we do? The police or the insurance company?

First make sure that your car is parked in the designated parking space, if it is a regular parking space parking administrators find it easier to handle consultations compensation issues. If it is not on the regular parking spaces are illegal parking, or even involve You may also need to take some responsibility.

The normal process is: alarm - insurance policies, reported only cost-effective but how? Here is a great learning.

If the car hit very serious, then choose bad luck, and that is certainly the first time to choose the police, then let's documents to the insurance company claims.

But if they can feel damaged, they can afford to trim their own money or do not repair. Because once the dangerous condition, the second year and then pay auto insurance discount will greatly reduce the time, but if a large amount of damage or go insurance premiums after thousands of our year is not guaranteed when the car in order to prevent accidents.

Insurance or not in 2 cases

1, a slight rub, such as vehicle body has a slight small scratches, then if you report the insurance paying the money is not enough to repair your second year in insurance premiums directly to outside repair shops around 100-200 may be solved, unless luxury cars, spray paint a better tens of thousands.

2, serious vehicle damage, reported insurance service is more cost effective to go, but the insurance provisions will be defined, can not find the perpetrators of the insurance company will have a 30?eductible, but if unable to find a third-party special insurance and non-deductible Insurance generally lose it all, but also the police track down the perpetrators be prosecuted, which belongs to the escape behavior.